Overdraft Honor & Account Shield

What does it mean to have Standard Overdraft Honor with Authorization?
If your account has insufficient Available Balance to cover a transaction and Overdraft Protection is not available, then we may elect to pay the transactio...
Mon, 18 May, 2026 at 10:13 AM
What does it mean to have Standard Overdraft Honor without Authorization?
This means that the Bank will not authorize and pay ATM and one-time debit card transactions using your Overdraft Honor Limit, but we will use your Overdraf...
Mon, 18 May, 2026 at 9:33 AM
Can I choose No Coverage for Standard Overdraft Honor?
If your Account has No Coverage, you are choosing not to participate in the Program, or your account is not eligible. Your Account will not have an Overdraf...
Mon, 18 May, 2026 at 9:38 AM
What is Overdraft?
An Overdraft occurs when you do not have enough money in your Account to cover an Item and/or fee, but we pay or charge it anyway. We offer a variety of Ove...
Wed, 21 Jun, 2023 at 11:21 AM
How can I remove my account(s) from the Standard Overdraft Honor Program?
To have your Account removed from the Standard Overdraft Honor Program entirely, please visit one of our banking centers or submit your request in writing t...
Fri, 9 Aug, 2024 at 11:45 AM
How do I change my overdraft honor authorization?
If you would like to update your Overdraft Coverage, you may submit a written request to Overdraft Client Services at Republic Bank, Attn: Overdraft Honor, ...
Mon, 18 May, 2026 at 10:14 AM
Will I receive overdraft fees if I decline coverage (No Coverage)?
We will not pay transactions that would cause an Overdraft if you opt out of Overdraft Honor, if we terminate your participation in Overdraft Honor, or if y...
Mon, 18 May, 2026 at 10:35 AM
What is Account Shield Overdraft Protection?
Account Shield Overdraft Protection is an overdraft protection service which can help you avoid an Overdraft situation by transferring funds from another qu...
Fri, 9 Aug, 2024 at 11:51 AM
How do I sign up for Account Shield Overdraft Protection?
You can sign up for Account Shield using the Account Shield Overdraft Protection Agreement located in Online Banking More Services menu at RepublicBank.com....
Fri, 9 Aug, 2024 at 11:53 AM
What Republic Bank accounts qualify for Account Shield Overdraft Protection?
You must have at least two qualifying Republic Bank accounts to use Account Shield, with the 'transfer from' account likely to have the most funds. ...
Mon, 18 May, 2026 at 10:40 AM