Certificate of Deposit (CD) accounts will automatically renew at maturity. However, if you wish to make changes to your CD terms and interest payout, you may do so during the ten (10) calendar day maturity window. You will have ten (10) calendar days after the maturity date to redeem certificate without penalty.
A fee equal to 5% of account balance will be imposed for early withdraw.
For more disclosure information, please click here to review your Certificates of Deposit Disclosure.
To check your CD maturity date, visit My Accounts and select your CD. Then, select Details to view your CD maturity date. You may also check your CD statement or contact us.
If you wish to make changes to your CD term or interest payout within the maturity window, use one of the below methods.
- Send a secure message in Easy Support
- Call or chat with us during business hours
To renew your CD by sending a secure message, visit Easy Support in your Online and Mobile Banking* menu, and then select +New Message. In the message, please provide the below information.
- The last 4 digits of your CD account number.
- Your new CD Term. Click here for our CD Terms and Rates.
- Your interest payment method. Would you like to capitalize your interest to your CD? Would you like to transfer your paid interest to another deposit account at Republic Bank? If you choose another Republic Bank deposit account, please provide the full account number.
- Attach a copy of your valid government issued photo ID to the message.
We will notify you through your secure message that your information is received and in process.
You will receive a CD renewal confirmation in the mail within 5-7 business days of placing your request by phone, chat, or secure message.
*Message and data rates may apply from your wireless carrier.