Before creating transfers using the External Features, you will first need to add an account in External Transfers in your Personal Online & Mobile Banking account. You can add an account in desktop online banking or Republic Bank app experience.
You must be the owner of the account you would like to add in External Transfers. To add your account successfully, please have your external account routing and account number handy.
It’s important to note that adding and verifying account in this feature can take 2-3 business days to complete the add account process using the deposits method of verification.
1. To add an account in External Transfers in the desktop online banking experience, log into your online banking account and hover over the Move Money menu, then select External Transfers.
Need the app experience to add an account to External Transfers? Click here.
2. To get started in the External Transfers feature, select ‘Add a New Account’ on the Funds Transfer landing page.
Or select the ACCOUNTS tab on the External Transfer menu and select +Add Accounts on the bottom right corner under My Other Accounts.
3. The Add External Account page will appear on the right side of your screen. You can then select your account type in the Account-Type drop-down menu.
You may add a checking, savings, money market checking, money market savings, or a brokerage account type. The account type must be able to accept debits and credits.
Nickname your external account if you wish to do so and scroll down the Add External Accounts page.
If your account and routing number are correct, External Transfers will detect your external account financial institution.
Select Next.
5. To successfully add your account, you will need to verify that you own the account and accepts credits and debits successfully.
Some financial institutions allow you to verify instantly by logging into your external bank account from the External Transfers feature.
All financial institutions have the option to verify your account with small bank deposits to your external bank account in 1-3 business days. In this example, select ‘Verify with Bank Deposits’.
6. There are 3 steps to verify with bank deposits. In 1-3 business days you’ll receive 2 deposits from Republic Bank to your external account to verify that you own the account.
If you agree, select ‘Send me two deposits’.
7. You’ll then receive a Trial Deposit confirmation, letting you know your two (2) deposits are on the way in 2-3 business days.
Select Done.
8. Check your email for confirmation of adding your account and instructions for how to verify your deposits.
9. Return to your external account financial institution website and review your account history for deposit (less than $1) from Republic Bank.
If your trial deposits are present in your external accounts history, log into your Republic Bank Online & Mobile Banking and visit External Transfers in the Move Money menu.
Select Accounts on the External Transfers menu and select Verify in your external account status.
10. A “Verify Your External Account” page will open on the right side of your desktop screen. Enter the deposit amounts in the boxes in step 3 and select Verify.
11. If your deposit amount is entered correctly, you will receive successful account verification and the added account is completed and ready for transfers.
Select Done.
12. You will then return to the Accounts tab and view the status of your account. The “Active” status indicates you are ready to create transfers between your Republic Bank account and your verified external account.
Can't find what you're looking for? Contact us